ANALISIS RASIO LIKUIDITAS DAN RASIO PROFITABILITAS PADA BANK RAKYAT INDONESIA TBK, TAHUN 2015-2017

Abstract

Financial ratio analysis is the activity of comparing the numbers in financial statements by dividing one number by another. The company liquidity ratio describes the company's ability to fulfill its short-term obligations to short-term creditors. Profitability Ratio is a ratio that can measure a company's ability to make a profit, both in relation to sales, assets and own capital. This study aims to determine financial performance by using liquidity ratios and profitability ratios for 2015-2017. The object of this research is the Analysis of Liquidity Ratios and Profitability Ratios at Bank Rakyat Indonesia Tbk. The method in this study uses quantitative analysis techniques. The technique used is to use liquidity ratio and profitability analysis. Based on the research on the financial ratios of Bank Rakyat Indonesia Tbk, in terms of the Liquidity Ratio, the performance has increased. This can be seen in the Quick Ratio and Loan to Asset Ratio in 2015-2017 which have increased. The higher or greater the value of liquidity, indicates the condition of the company is in a liquid condition because it is able to pay off short-term liabilities. While the profitability ratio tends to fluctuate. This can be seen on the Net Profit margin, Return on Assets and Return on Equity.